Posted by admin on April 1st, 2010 — Posted in Uncategorized
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Posted by KS on May 23rd, 2009 — Posted in World financial crisis
No matter what the EU leaders and G20 members say, unemployment is still soaring. In the United States, companies are still firing their employees to remain ahead in their game. They want profit, so they cut away the loose strands and wish the unemployed good luck and good riddance.
Barack Obama is unhappy. While he’s meeting up with the G20 leaders, the increasing rate of unemployment remains a somber reminder of what still has to be done in the United States. If nothing is done, things might become uglier. For instance, the unemployment rate might reach 15%. Back in the nineties, the unemployment rate nearly reached 16%. If this happened prior to the Obama administration, it can happen again, easily. What do you think Obama should do to the big businesses?
Posted by KS on May 22nd, 2009 — Posted in Politics & economics in the US
No matter how uniform the market seems to be, the mindsets involved in trading are often not. That’s why people should realize that investors have unique sets of belief that become operational on a daily basis. People don’t follow distinct rules on investing.
Instead, people use their gut instinct and are very prone to being affected by their emotions. That’s why you should be a cut above the rest. Be calculating; be scientific instead of emotional. In addition, you should be willing to sort out issues with yourself as a trader. If something is bothering you, then face your problems head on. In the end, you would become a master investor with a wonderful trader’s mindset.
Posted by KS on May 21st, 2009 — Posted in Your money and your world
We’re no strangers to fine print. In fact, people often regard the fine print as the fine dust that needs to be avoided when going into a contract. The less you know, the less anxious you will be. Correct? Unfortunately, no. You will be more anxious because the bills will still come every month.
Debit cards are a fine example. Did you know that most debit cards require you to buy at least ten different times a month? Things like these often go unnoticed, and people are often ‘surprised’ by hidden fees. It’s time to end the cycle. Time to read the fine print. How about you, do you read the fine print?
Posted by KS on May 20th, 2009 — Posted in Your money and your world
If you have a stable job and a family to protect and nourish, then you’re tied to the real estate industry no matter what. This is because your home itself is part of the industry. When you want to sell your house, you’re bound to approach the market once again for a cheaper replacement home.
All these institutions are interconnected, and there’s no real way to save you from the inter-connectedness. The old adage of location is everything no longer works. Instead, stick to your budget. Don’t let the real estate agents trick you into taking out loans for a house on the best places on the state. Chances are, these locations are too expensive, and that’s why agents are desperate to sell them even to people who can’t afford them.
Posted by KS on May 18th, 2009 — Posted in Politics & economics in the US
Let it be said that the US markets also follow basic Darwinian concepts. Forget about the whole book on natural selection. You should simply remember the basic postulate: the survival of the fittest. In the end, only survival would count. Not bull runs and large cash-rich stocks, but survival.
Because of the boom and bust cycle that rules the world now, as an investor, it would be your job to stay alive. If you don’t, you simply disappear and the system continues. There would be times of prosperity but these would be fleeting and temporary.
Risk-taking should be regulated as well; don’t take too many risks. Too many risks might mean you’re falling behind on your basic knowledge of the behavior of the market.
Posted by KS on May 16th, 2009 — Posted in Your money and your world
There are several ways to minimize your debts. Since we’re in the ear of collapsing credit card companies, let’s up the ante a bit. What if we say that you would be faring better without debts? Would you be able to handle it? Fact is, having debts is ultimately useless. Debt in the United States has been rising since the seventies. That’s why the US has specialized bankruptcy laws.
But now that the government is protecting the credit card companies from people who don’t know how to pay up, what do you do? Let go of them. Don’t use credit. If you can’t buy something, don’t. In the end you would be stronger financially.
Posted by KS on May 15th, 2009 — Posted in Your money and your world
You don’t have to be a miser during the world financial crisis. You just have to be a wiser spender and an even wiser saver. To make sure that you aren’t too restricted when times are tight, you simply have to save more of your money and prioritize on the things that really matter.
For example, if you want to buy a new car, then buy the car! But don’t spend too much on unnecessary things after that. Start rebuilding your wealth. A simple savings account that you would not touch no matter what would be a great way to begin. Start saving thousands of dollars and you’re in the green. When everything falls apart once again, you would be ready.
Posted by KS on May 14th, 2009 — Posted in Politics & economics in the US
According to President Barack Obama, the United States is going to allow US citizens with family members in Cuba to visit the Communist nation. Also, specific restrictions are finally going to be restricted to allow Cubans to be less dependent on Cuba’s government. When this happens, it would appear that the ultra-liberalizing forces of the United States Free Market system would finally trickle down to Cuba.
Whether this is a good or bad thing depends largely on the capacity of the Cuban government to regulate all in-flows and out-flows of cash. The government should negotiate the changes properly; otherwise, nothing good will come of it once again.
Posted by KS on May 13th, 2009 — Posted in World financial crisis
To avoid firing a significant chunk of its twelve thousands employees, Arrow Electronics is looking to mandating certain components of its wage system. This would be a far kinder move than to simply fire its employees. It shows how a fairly large producer could be kinder to the people compose its corporate body.
In the end, it would be manufacturers like this that would fix the failing and ailing economies. When most producers are thinking of firing hundreds of employees to keep from losing their millions of dollars, producers such as this think of long-term goals instead of short-term ones.
What do you think would be a better approach? Are producers going to wake up one day and finally start thinking of long-term consequences?